By Rony Walker

They say you can do the inspection of the house yourself just fine. That is if you have the time, inclination, and the know-how. Having an appraisal guide may help, but will you be confident of your own efforts? Read on to find out what are the things you should look out for before you buy a house with your refinance home loan.

Not all inspectors are created equal

House inspectors are not all licensed. If you got the average guy who is in the scene to help sell houses, how can you be sure he knows what to look out for? He may not know a thing about plumbing but knows if a tap does not work, or he is not an engineer but says the foundation of the house can sit 20 giants without falling apart. Could you trust him?

Not on your life and your refinance home loan. Aside from the leaking room, busted plumbing, and faulty electrical wiring, there are other things you should look out for like the presence of asbestos, radon, and other contaminants.

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Give the house a look-over before the makeover

The house inspector may be going around the house with his checklist. If he is not licensed, he’ll not be smoking out asbestos, radon, lead, termites, and other wood eating bugs, molds, and pests. He’ll just skim along the surface.

If you insist doing the inspection, be prepared that it won’t take just an hour to go over each nook and cranny. Dress for the event in overalls and bring a mask just to be sure you’re not inhaling those invisible and deadly fumes. In case of asbestos, take care to dispose of the articles of clothing. You don’t want Mesothelioma after 25 years.

First, check the walls, floors, ceilings, roof and foundation. For the walls and ceilings look for dry rot and water damage. In the garage, if there are cracks on the flooring that means there’s a drainage problem. Cracks in other parts of the house indicate soil setting, expansion, and earthquake.

Inspect the windows, are these wide enough to wiggle through in case of fire? Are the roof and gutters in good condition? To find out, go to that house on a stormy day. It’ll squeal. Also, see how the house is at night. Are all the electrical components in top condition?

Light up the furnace. Is it working? Perhaps it’s belching carbon monoxide. How about the drainage system? Check the fiberglass insulation behind the walls. If it is gray, remove a sample for laboratory testing. Treat it as dangerous. Asbestos is odorless and colorless, so use protective clothing, gloves, and a mask. Never mind the arched eyebrows. But call an asbestos abatement company to do the job instead. It’s your life and your refinance home loan.

Check the basement. Check the basement for air pressure. If it is lower than the other areas, have the radon levels checked. Like asbestos, radon is colorless and odorless and just as lethal to the lungs.

Buy a house not for the price alone with your refinance home loan

A refinance home loan should be a good lifetime investment if you want a house that will be home to you and your family for ages. So have that house checked before you sign the papers. Your safety comes first.

About the Author: A refinance home loan, refinancing mortgage, and refinance mortgage loan can buy you a new home. Visit now for the best deals.


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By Stewart Wrighter

Every spring and summer millions of Americans struggle with the damage that is done to the inside and outside of their home by pests and even rodents. It is important for people to realize they have the power to control whether or not they have issues with pests during these two seasons. According to termite experts, Americans can do a few simple things to help make sure their homes are safe from bugs and rodents. If you do find you have an issue with insects or rodents, it is best to try to fix the problem as soon as possible. With rodents and insects, the longer time they have to cause problems, the more problems they will cause. Below are some tips individuals may follow if they have ever had issues with any type of pest:

1. Use a lawn fertilizer and have it treated during the spring and summer months. Having a lawn that is treated with chemicals helps get rid of insects and keep them gone. Insects will either not go near a home that has chemicals in the lawn or if they do get into the chemicals, they will not live long enough to do any severe damage. Also, professionals know where insects and rodents are more likely to make their homes for the spring and summer months so having them spray chemicals on the lawn in specific places means that you are less likely to have pests invading your home.

2. Attract birds to your home by using a bird bath or a bird feeder. Not only do you then get to hear the pretty noises of the birds, but the birds will help take care of any insect problem you may have. Birds will eat worms and sometimes bugs, so they help keep those pests away. By inviting birds, you will be one step closer to getting rid of other insects.

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3. Have a pest control professional come to inspect your home, multiple times during the spring and summer. An expert will be able to tell right away if you will have or currently have issues with insects. Again, this is another preventative measure that will mean less damage in the future if a professional is able to spot the issue right away.

4. Inspect your home regularly for holes that may lead to the outside or vice versa. Rodents and insects gain access to homes that have cracks or holes where they can fit. Now, it is inevitable that there will be cracks and holes that you don’t know about where insects and possibly rodents can get into the home, but it is still important to check for major holes or cracks in the home.

Most Americans have had or will have some kind of issue with pests of rodents as homeowners or as renters in an apartment. It is important to take as many preventative measures as possible when it comes to getting rid of these pests. Make sure you routinely have your home inspected by a professional who is trained to spot any potential problems with pests and make sure you do your part to keep your home or apartment free from large cracks or holes to the outside.

About the Author: Stewart Wrighter read recently of a

Northern Kentucky termite

problem which is causing damage to area homes. He heard of a

Cincinnati termite

problem in certain neighborhoods.


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February 20, 2019 · Kitchen Home Improvement · (No comments)

By Caroline Smith

Bathroom vanities have long been associated with luxury and style, and these days there’s a huge choice of elegant bathroom vanity furniture available, making it easy to give your bathroom a stunning new image. Bath vanities come in loads of different styles, from those with a sink in the counter top and a cabinet beneath, to decoratively presented dressing tables. Which type you choose depends not just on your personal tastes, but the layout and size of your bathroom.

A bathroom vanity table with an upholstered stool or chair can look very attractive in larger bathrooms. Alternatively, a well chosen bathroom sink vanity can help lend a sense of grandeur to bathrooms where space is limited. Bathroom vanities come in a range of styles and finishes. Polished wood such as aged walnut or cherry, can look great in an antique themed or period home. For a country style or rustic bathroom, distressed or hand painted designs can compliment the dcor perfectly. There are also numerous sleek and contemporary bathroom vanities for modern homes.

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Being able to store your beauty products in a vanity cabinet or display your perfume bottles in a table top tray is a really convenient luxury. If you decide to opt for a sink vanity unit, you can choose from a selection of durable and attractive vanity tops that can stand up to years of daily use. Choices include granite, marble and glass, among others. Vanity sets usually include all the matching accessories you’ll need, or you can purchase items such as mirrors and lights separately. Whatever your decorating theme and budget, some new vanity furniture can be the icing on the cake for your bathroom’s makeover!

About the Author: Caroline Smith is a successful author and regular contributor to

– an online resource for bathroom vanities, cabinets, mirrors and other bathroom accessories.


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By Mike Foti

You want to spend more time enjoying your home and bathrooms than cleaning them. If you’d like to stop bending down to clean those messy shower rails and film off the shower doors then a glass block walk in shower might be the right solution. Glass blocks are easy to clean, low-maintenance, highly durable and come in a wide variety of styles. In addition a glass block shower can be installed on a solid surface tile, marble or granite base or a pre-formed acrylic base – so they can be designed to fit in any home or commercial application.

Benefits of glass block showers and walls include:

Looks – provides a cool, clean contemporary look. Many designers are now combining the contemporary look of the glass block in traditional interior designed bathrooms – creating a more eclectic design approach.

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Easy To Clean – Several glass block patterns are designed to minimize spotting and residue in a shower applications. Consider patterns like Icescapes and Decora from Pittsburgh Corning or Wave from Mulia. Glass block clean easily with just soap and water.

Durable – Glass Block is sturdy and mortared together unlike some flimsy shower wall systems that are only caulked to the walls.

Light Transmitting – Opening up a shower with glass block will often create a brighter space on the interior of the shower – making it safer and more open.

Privacy – Unlike clear shower wall systems glass block can obscure views creating increased privacy.

Design Flexibility and Color Glass Block options- Computer aided design programs are available to design glass block walls into spaces. In addition there are now colored glass blocks, glass block with designer patterns, glass block with beveled edges – the options have expanded vastly over the last 5 years.

Glass Block Walk in Showers on a Tile, Marble, Granite or Solid Surface Base

Glass blocks can be installed onto a solid surface tile, marble, corion, or granite base to match virtually any bathroom dimension. With the use of specialized layout cards the glass block base can be designed to fit the shape you’d like. The base and tile walls are then built by a tile or general contractor. Once this is completed the glass blocks walls can be installed on top of your base. Most of the bases have a 4 to 5 inch curb – although these showers can be designed without a curb so those with special needs can roll into the shower as well. The glass block walls are either installed on the job site (one by one) or in some cases can be prefabricated with a specialized system called Vinyl Stack which can save labor costs in the field and often improves the finished quality of the installation.

Preformed Glass Block Walk In Shower Systems

One preformed glass block walk in shower system measures 72′ x 51′ and is easy for you and your builder/remodeling/glass block installation contractor to design with because it comes in 7 different colors and pre-formed acrylic base. This system has grown over 40% the last 5 years according to Pittsburgh Corning, the manufacturer of the product. Because you walk into this shower system through a curved wall you can eliminate cleaning the bottom of a shower door ever again. The acrylic material is durable and easy to clean as well.

Other popular uses of glass blocks include windows above soaking or Jacuzzi tubs in master bathrooms, windows in garages and walk-in closets to let in light while maintaining privacy, basement windows, and above tub surrounds in children’s bathrooms. Glass block is used to increase privacy, improve security, create a modern look, and increase light transmission from room to room.

About the Author: Mike Foti

President, Columbus Glass Block, Cleveland Glass Block, Mid America Glass 614-252-5888

(glass block shower and wall)

(colored glass blocks)


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Wooden Kitchen Playsets – Opportunity for Kids to Explore Life Essential Skills in a Safe Way by Marina NeimanIt’s amazing when you look at children these days. They seem to have been born with a pre-equipped IQ level since the time of conception. They are incredible little human beings who never fail to startle you with their little tricks and astounding behaviors. Toys have been essentially the most integral part of any child’s life. We ourselves remember each and every toy that we used to keep ourselves so engrossed with, even now. Since toys play such a significant role in a child’s life, they must be carefully designed. It is the best way to give our children firsthand experience in handling the dummy versions of the things present in real life.Amongst all other toys, children all around the globe are hugely fascinated with the pretend play kitchen toys. There are a plethora of metal, plastic and wooden kitchen playsets available in the market. They are exact replicas of the regular kitchen appliances that are present in almost all kitchens. These kitchen appliance toys may include dinner set, oven, refrigerator, stove, wooden microwave, dryers and washer toys, blender, toaster and baking kits and so on. Kids just love to imitate their parents and since toddlers have greater affinities towards their mother who spends most of her time in the kitchen, the kid tries and emulates her kitchen behavior using these overly life-like miniature versions of kitchen appliances.Playing with toys can be highly educational. It inculcates the creativity in the child and gives you an analysis of the kid’s observational skills. These wooden kitchen playsets are so remarkably detailed and crafted that they bear uncanny resemblance to its real life counterparts. So the kid also feels like he/she is cooking and doing other kitchen related activities for real. Their ability to pretend and imitate their parents shows that there is a high degree of coordination of the different parts of the child like its brains, eyes and hands. The child’s memory is also brought into light since just observing doesn’t really bring about such precision in the pretence of playing with kitchen appliance toys but it is also how far the things you have observed has been absorbed into the child’s brains in the form of a memory.Also, in the modern world of today with rapid technological growth in all fields, children are exposed to machines or robot operated toys more than the traditional wooden toys. There was a reason as to why our ancestors used certain things in life. There is a reason to use wooden manual toys as well and that is building up creativity and trying to prepare things on your own rather than getting them done at the push of a button. Children have to understand the physical efforts that go into managing the real life counterparts of those pretend play kitchen toys. Besides wood is eco friendly and is of high quality grade. It is formed from natural sources and they don’t have toxic paints on them that avoid a child from putting them into the mouth unlike other brightly colored plastic toys. So go ahead and build a safer world of toy fantasy for your lovey dovey baby dolls by gifting them lovely wooden kitchen playsets.Marina Neiman, author and mother of two, writes for Educational Toys Store, features classic wooden toys, handmade kitchen playsets, wooden kitchen for kids and many more toys for safe and fun pretend kitchen play.Article Source:

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December 16, 2017 · Kitchen Home Improvement · (No comments)

By Gerene Schendel

I am a huge fan of the TV show the Golden Girls. I love those three witty women who retained a friendship through the years. Dorothy’s little old Siscilian Mom, Sophia completed the circle. I can’t tell you how many episodes I’ve watched and right in the middle of the table sits a (you guessed it) cheesecake! Each with a fork and a tale of woe which proves that cheesecake is the ultimate comfort food at any age.

It appears that the only cheesecake enjoyed on the program was New York Style, and that left out a whole array of cheesecake flavors the Golden Girls were missing out on!

Missing from that kitchen table, were nine of the most popular flavors of cheesecake resounding from the voices of America. There are no sure statistics on amount consumed per person or for that matter by the population in general, but most tend to stick with one flavor when they find the “right fit”.

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Strawberry is a huge favorite right after New York Style probably from experimenting with different fruit toppings that were added to top New York Style cheesecake. Cherry again is quite popular, the tartness combined with cheesecake is delicious. Lemon ranks a huge favorite with many cheesecake lovers, after all it was added to some of the first cheesecakes. There seem to be many opinions on how much lemon to add. Some prefer a slight lemon taste and others enjoy the sour flavor melded with the creamy mixture. Blueberry is again hailed as a favorite. Recently with the high marks that blueberries have recieved by Scientists and health experts alike, whom have discovered the benefits of blueberries may be as far reaching at preventing some cancers and heart disease. Also noted are the facts that blueberries had “the strongest impact for reversing memory loss”. It’s believed that blueberries also prevent urinary tract infections.

Flavors added to cheesecake develop as fast as inspiration strikes. As ingredients were developed ( cookies,graham crackers, etc.) so did the creative process in which the ingredients could be used to enhance common foods. Okay maybe cheesecake doesn’t fall under the catagory of common food, but isn’t it divine? As history states, William Lawrence of Chester, N.Y., accidentally developed a method of producing cream cheese while trying to duplicate the French Neufchantel around 1872. Following shortly, a dairyman living in South Edmeston, N.Y. produced a silky version for the Empire Cheese Company, which was later sold under the brand name Philadelphia Cream Cheese. Matt Sartwell, a resident scholar at the Kitchen Arts and Letter stores in Manhattan, explains, “The New York-style cheesecake we know depended on the development of this cheese.” He also added that the graham cracker crust, another American innovation, would have been impossible before the cracker was introduced early this century.

Soon nothing was off limits as flavors were either approved or disapproved. Recipes started circulating and celebrated bakers readily began experimenting with various ingredients. Chocolate became a desired delicacy in cheesecake form, and is the” right fit” for me. Another all time favorite is Turtle cheesecake, chocolate, caramel and pecan peices make for a lucious combination. Pumpkin cheesecake used to dress the Holidays as an approved seasonal dessert. But not any longer, Pumpkin has gained an expanding audience recently and become a year round choice for many.

Gaining in favor with many over the last couple of years are the celebrated low carb varieties. After all depriving your tastebuds of the sweets it sometimes craves can make you go off your diet plan all together. This option has made low carb lovers rejoice! Complex as this process has been to stay within the sufficent guidelines, there is hardly a taste difference between regular cheesecake and low carb selections. Nothing like having your cheesecake and eating it too! Key lime deserves an honorable mention here, the refreshing cool combination of ingredients carries you away to paradise.

Whether you are mastering the art of baking the perfect cheesecake, giving as a gift or enjoying one just for pure pleasure, there is nothing more satisfying than seeing anothers face light up when you serve cheesecake. New flavors are always on the horizon just waiting for you to discover.

About the Author: Gerene Schendel has been following her passion for gourmet cheesecake, dessert cakes and chocolate ever since she can remember. She invites you to follow your bliss…


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