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Commonwealth Bank of Australia CEO apologies for financial planning scandal
April 22, 2018 · Uncategorized · (No comments)

Thursday, July 3, 2014

Ian Narev, the CEO of the Commonwealth Bank of Australia, this morning “unreservedly” apologised to clients who lost money in a scandal involving the bank’s financial planning services arm.

Last week, a Senate enquiry found financial advisers from the Commonwealth Bank had made high-risk investments of clients’ money without the clients’ permission, resulting in hundreds of millions of dollars lost. The Senate enquiry called for a Royal Commission into the bank, and the Australian Securities and Investments Commission (ASIC).

Mr Narev stated the bank’s performance in providing financial advice was “unacceptable”, and the bank was launching a scheme to compensate clients who lost money due to the planners’ actions.

In a statement Mr Narev said, “Poor advice provided by some of our advisers between 2003 and 2012 caused financial loss and distress and I am truly sorry for that. […] There have been changes in management, structure and culture. We have also invested in new systems, implemented new processes, enhanced adviser supervision and improved training.”

An investigation by Fairfax Media instigated the Senate inquiry into the Commonwealth Bank’s financial planning division and ASIC.

Whistleblower Jeff Morris, who reported the misconduct of the bank to ASIC six years ago, said in an article for The Sydney Morning Herald that neither the bank nor ASIC should be in control of the compensation program.

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Four arrested in three Naperville, Illinois prostitution stings
April 22, 2018 · Uncategorized · (No comments)

Monday, March 15, 2010

An undercover investigation by Naperville, Illinois law enforcement has led to the arrest last Thursday of four people allegedly involved in prostitution. The stings came after police received tips that people were using websites like Craigslist and Backpage.com to sell sexual performances in Naperville hotels. 

Patricia H. Scoleri of Naperville was arrested after an unidentified neighbor observed consistently suspicious activity at Scoleri’s home. Traffic was unusually heavy and consisted mostly of luxury cars in an otherwise quiet, middle-class neighborhood. Also, the visitors were mainly middle-aged men, and an odd string of lavender-colored lights were hung on the front window.

Police say Scoleri worked alone. She was arrested at 2 p.m. local time (2000 UTC) and is charged with violation of anti-prostitution laws, anti-cannabis laws, and the Massage Licensing Act. She apparently has four children, but the Illinois Department of Children and Family Services has neither contacted her nor received a police report on her.

The second sting occurred at 5:30 p.m the same day (2330 UTC) and resulted in the arrest of Chicago resident Tonya M. Adams. She is charged with prostitution and driving without a license. Another sting about an hour later resulted in the arrests of Jessica M. Walley, a Skokie resident, and Mark A. Williams, a self-admitted Schaumburg gang member. “Walley was charged with prostitution and unlawful possession of cannabis. Williams was charged with pimping, obstructing a peace officer, driving with a suspended license and driving without insurance,” reports WBBM News Radio 780.

All four suspects are free, having paid the required ten percent of their $1,000 bail. They may face additional charges related to crack cocaine discovered during the police investigation. Arraignment is scheduled for next month at the DuPage County Circuit Courthouse in Wheaton.

April 20, 2018 · Cars · (No comments)

byalex

These days, VHS tapes and even equipment to view them on are becoming harder and harder to find. Some people might want to start considering what benefits there may be to VHS to DVD conversion in Medford MA. There actually are quite a few benefits to converting your VHS tapes to DVD. Some of these benefits include things like ease of storage, affordability, and even preservation of precious memories. Going to a professional conversion service is one way to help make sure the job is done properly. If these benefits sound good to you, it might help to start looking into such services soon.

One benefit to converting your VHS to DVD is ease of storage. Although VHS tapes are not necessarily huge and bulky, they are definitely bigger than a DVD or even DVD case. The fact is, DVDs are simply easier to store than a VHS tape and take up less space. If you are looking to free up some space around your home, then getting trading in the VHS tapes for DVDs is one way of doing that. Your storage options for DVDs extend beyond a simple DVD case as well. You can also purchase binders and more to store your DVDs even more conveniently.

Another benefit VHS to DVD conversion in Medford MA includes affordability. Not everyone might think that going to a professional conversion service would be all that affordable, but you might be surprised. When you consider in the all of the time that you personally don’t have to spend at a computer converting the videos, this becomes even more beneficial. Someone else can take care of all of that for you. In addition, many conversion services can offer rather professional editing quality services and even advanced DVD menus. All you have to do is inquire.

Preservation of precious memories is probably the biggest benefit to converting your VHS tapes. Tapes fade and deteriorate as time passes. DVDs will last much longer than a VHS tape when taken care of, allowing you to have those memories for the generations to come.

There are many benefits to VHS to DVD conversion in Medford MA. You might think about the ease of DVD storage, affordability of professional conversion services, and even the preservation of your precious memories. These are all great reasons to think about converting your VHS tapes. If these benefits interest you, then it could benefit you to look into such services as soon as possible.

There are many reasons to consider VHS to DVD conversion in Medford MA. You might consider how VHS to DVD conversion in Medford MA could really benefit you today.

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Nigerian jet attacks refugee camp, killing dozens
April 20, 2018 · Uncategorized · (No comments)

Wednesday, January 18, 2017

A Nigerian Air Force jet fighter mistook refugees for rebels yesterday, Nigerian military said, firing on a camp in Rann, Borno State. Dozens of refugees and aid workers died.

The lowest estimate from Médecins Sans Frontières (MSF) is of 50 dead. The BBC estimates at least 52 dead, while one Borno State official is attributed by AP as saying over 100 are dead. MSF say at least 200 were wounded.

The Red Cross said at least six of its staff died and twelve more injured. The impoverished region, in the northeast of the nation, has suffered severe famine as conflict interrupts agriculture. Farmers are unable to work owing to bombs on their land. The Red Cross said volunteers were at the camp, home to thousands, to distribute food.

The military said the Air Force was dispatched to deal with “remnants” of the Boko Haram militant group, which it claims to be in a final push against. Major General Leo Irabor, who led the operation, said, “Unfortunately, the strike was conducted but it turned out that other civilians were somewhere around the area and they were affected”. Irabor said two soldiers were amongst the dead and others were wounded.

Military spokesman General Rabe Abubakar said the military are “all in pain” after the disaster, adding “in a military operation such as this, from time to time these things do occur.” Irabor promised an investigation. President Muhammadu Buhari said he was saddened by “this regrettable operational mistake” and sought calm.

“This large-scale attack on vulnerable people who have already fled from extreme violence is shocking and unacceptable,” MSF operational chief Dr Jean-Clément Cabrol said. The Red Cross said it has staff and facilities ready in neighbouring Cameroon and Chad to assist. “The whole camp is controlled by the army and no one can come in or out without being checked,” said MSF head of emergencies Hugues Robert. Robert added the group knew travel and work in the area was dangerous, and took precautions.

Helicopters have been evacuating the wounded, including a United Nations helicopter which brought four medical personnel and 400kg (900lb) of emergency medical aid, and left with eight wounded Red Cross workers. The UN is in the midst of an appeal for aid to the famine-hit region.

Blow out sales prices likely on mattresses as new U.S. fire-resistant standards take effect

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Blow out sales prices likely on mattresses as new U.S. fire-resistant standards take effect
April 20, 2018 · Uncategorized · (No comments)

Wednesday, June 20, 2007

If you are in the market for new bedding, and not too concerned with the new United States guidelines for mattress fire resistance, now might be a good time to buy. Mattresses sold in the U.S. must meet new federal guidelines for flammability starting on July 1.

The peak heat release rate is limited to 200 kW during a 30 minute test. The total heat release is limited to 15 MJ within the first 10 minutes.”

The flammability of mattress sets sold in the U.S. is subject to a new mandatory federal regulation requirement passed by the Consumer Product Safety Commission (CPSC) on February 16 last year. The requirement, costing mattress manufacturers an estimated $100 million to meet, is scheduled to take effect on July 1. The commission anticipates that the new standards will save 270 lives and 1,330 injuries per year from mattress fires.

“We’ve passed a new open flame regulation and the whole idea behind the regulation is to make sure that if a mattress catches on fire that the fire burns slowly enough that people have enough time to get out of the house and get away,” said Hal Stratton, chairman of the CPSC

Radio and TV advertising spots are reacting to the new regulation by discounting prices on mattresses that fail to meet the new guidelines. Sales made in the mattress industry, like the automobile industry, are highly negotiable on price. The new regulation does not appear to have much “teeth” for mattresses already in the distribution pipeline, but it is a new law that is a bargaining position for potential buyers.

Fifteen people killed in Philippines hotel fire

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Fifteen people killed in Philippines hotel fire
April 19, 2018 · Uncategorized · (No comments)

Sunday, December 19, 2010

Fifteen people were killed and twelve were injured after an eight hour hotel fire in Tuguegarao City, Northern Philippines, however police and firefighters managed to save many guests. Reports suggest the deceased sought cover in bathrooms where they were burnt beyond recognition.

After entering the building firefighters were left in tears after finding the charred bodies of guests on the upper floors. “It’s so close to Christmas, we wept when we saw their bodies,” said fire investigator Daniel Abana. Nine of the deaths were confirmed to be nursing students from a nearby university. The students were in the city to take nursing exams. Nursing college instructor, Romeo Opido, told authorities that 36 nursing students from nearby provinces were at the hotel. Tuguegarao City counselor said, “It is very unfortunate that this happened just when they were about to take their exams.”

The other deaths were the hotel owner’s and their family, including three children. The cause of the fire is still undetermined although it is known that the fire started on the ground floor and was energized by car tires and other combustible materials. It is also believed that paint cans were still in the building following a recent make over.

Cosmetic Dentistry Procedures For Children And Teens

April 19, 2018 · Dentist · (No comments)

Cosmetic Dentistry Procedures for Children and Teens

by

FredCollinsworth

Children and teens are not exempt from dental damage. Teeth and mouth deformities cause pain and anxiety among kids and adolescents. However, there is no reason for them to endure these issues longer than necessary. There are safe cosmetic dentistry procedures that provide adequate solutions for these problems.

Filling

A lot of young people neglect their oral health. Many kids would rather do something else than brush their teeth. In addition, they are also fond of eating sweets. These two factors combined result in cavities. If the sugar stuck between the teeth is not removed immediately, they convert into acids that eat up part of the tooth structure. Dentists treat cavities through filling materials such as silver amalgam and composite resin. However, this approach is for minor cases of dental caries only.

Whitening and Microbrasion

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The teeth become stained due to different factors, some of which are exposure to pigmented food, decalcification, excessive fluoride application, and oral diseases. Extrinsic stains can be removed through teeth whitening and microbrasion techniques. These have been proven safe for kids and teens alike. Dentists usually recommend bleaching using low concentration peroxide gels. In other cases, they perform microbrasion to gently scrape off the superficial stains.

Braces

Crooked teeth are often hereditary. However, there are also many misalignment cases due to dental trauma. Whatever the cause is, crooked teeth can be corrected through the installation of dental braces. These appliances are safe for young people; in fact, dentists allow brace placement as soon as a person s permanent teeth have erupted. The

cosmetic dentists Scottsdale

clinics and other facilities offer even have clear dental braces that are less conspicuous than traditional metal ones.

Full Mouth Reconstruction

Congenital dental defects can be corrected through dental treatments like a full mouth reconstruction. Although this involves multiple and complex dental procedures, full mouth reconstruction is safe for young individuals. The

cosmetic dentists Scottsdale

and other places have who specialize in pediatric dentistry use this technique to correct children s facial deformities caused by developmental dental defects.

Dental Implants

Although dental implant surgery is ideally performed on individuals with complete and developed jaw bones, young anodontia patients can still undergo the procedure to solve the absence of teeth in their mouth. The

dental implants Scottsdale

dentists and other dental experts in other cities use have no harmful effects on children and teens.

Please visit us at www.PVSmiles.com for more information and details.

Article Source:

ArticleRich.com

US state of Kansas in battle over “Intelligent Design” in education

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US state of Kansas in battle over “Intelligent Design” in education
April 19, 2018 · Uncategorized · (No comments)

Wednesday, November 2, 2005

Tempers are flaring in the U.S. state of Kansas, where a school board may be on the verge of passing a measure to require that Intelligent Design be taught in public school science classes.

Christian political activists such as Reverend Jerry Johnston of First Family Church in Overland Park Kansas are supporting the effort to shape Kansas science standards according to religious beliefs. Johnston said, “Getting intelligent design into school curricula is the worthiest cause of our time and the key to reversing the country’s moral decline.”

In an apparent attempt to make the inclusion of Intelligent Design into the curriculum seem foolish, “believers” in the Flying Spaghetti Monster are lobbying the Kansas school board, calling for it to require that creation by the Flying Spaghetti Monster be taught alongside Darwinism and Intelligent Design.

Bobby Henderson, the creator of “pastafarianism”, said “I think we can all look forward to the time when these three theories are given equal time in our science classrooms… One third time for Intelligent Design, one third time for Flying Spaghetti Monsterism, and one third time for logical conjecture based on overwhelming observable evidence.”

Several members of the Kansas Board of Education have already indicated that they might vote in favor of such an initiative. Board member Carol Rupe wrote, “The new version (of science standards) changes the very definition of science from ‘seeking natural explanations’ to ‘seeking logical explanations.’ That is why I think FSMism is able to be included. It is as ‘logical’ as any other theory.”

In 1999, Kansas also wrote Creationism, a precursor of Intelligent Design, into the public school curriculum. A later school board, however, overturned that directive.

New edition of Canada’s Food Guide released

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New edition of Canada’s Food Guide released
April 19, 2018 · Uncategorized · (No comments)

Thursday, February 8, 2007

A new version of Canada’s Food Guide was announced by Canadian Health Minister Tony Clement on Feb. 5, 2007. The guide has helped Canadians with healthy eating habits since 1942 but was last updated in 1992. It is the Canadian government’s most-requested publication after income tax forms.

Changes to the Food Guide include:

  • a first-time recommendation to include a small amount of unsaturated fat in regular diets;
  • physical activity to complement healthy eating;
  • advice for some people to take vitamin supplements;
  • an advisory to limit foods with excess salt, sugar, fat and calories, which is considered an unprecedented caution regarding junk food.
Examples of the Food Guide’s four groups (clockwise from top left): vegetables and fruit, grain products, meat and its alternatives, milk and its alternatives

Two pilots dead in Richmond plane crash

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Two pilots dead in Richmond plane crash
April 18, 2018 · Uncategorized · (No comments)

Saturday, July 11, 2009

A plane, carrying blood donations, crashed in Richmond, British Columbia, Canada on Thursday night. The plane, a twin engine PA-31 Piper Navajo departed from Victoria, when it nosedived into a parking lot during its final approach to Vancouver International Airport shortly after 10:00 p.m. PDT (UTC-7).

Witnesses report the plane flying unusually low prior to it crashing and bursting into flames by Bridgeport Road, behind a large Ikea store.

“The plane engine sounded real low, it came almost straight down,” according to The Vancouver Sun who asked witness Darren Van Leeuwen. “The flames shot up 100 feet or more.”

Both of the pilots on-board were killed, it not yet known if there were any other passengers. Royal Canadian Mounted Police Assistant Commissioner Peter German stated that it was very lucky that nobody on the ground was killed.

The cause of the crash is under federal investigation.